The Stock Market Moose
27Nov/100

Moose Pick CV

CV's price to book is slenderly lower than it's historical average. Nevertheless 1.0 is at best ordinary. May be acceptable for an extremely well known business. Otherwise it's probably best to put your money elsewhere.

CV's P/E is only slimly lower than it's historical average. 13.6 P/E makes CV look like a keen buy. And price to book is very attractive. Looks like a great buy overall.

CV's price is not too far from it's 20 day moving average. No technical analysis suggestion for CV.

Central Vermont Public Service 's Moose Rating: 72%

This pick was made November 27, 2010.

Please keep in mind it is very important to review fundamental variables such as market cap, long term earnings history, and long term dividend history from many financial resources.

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27Nov/100

Moose Pick AIRT

AIRT's price to book is slenderly lower than it's historical average. Still 1.0 is at best fair. May be acceptable for an very well known business. Otherwise it's probably best to put your money elsewhere.

AIRT's P/E is only slimly lower than it's historical average. 9.2 P/E makes AIRT look like a great deal. And price to book is exceedingly attractive. Looks like a great buy overall.

AIRT's price is not too far from it's 20 day moving average. No technical analysis suggestion for airt.

Air T, Inc.'s Moose Rating: 72%

This pick was made November 27, 2010.

Please keep in mind it is very important to review fundamental variables such as market cap, long term earnings history, and long term dividend history from many financial resources.

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25Nov/100

Value Investing & Dollar Cost Averaging vs The S&P 500

Here is an aggregated value chart of my portfolio vs the S&P 500.

I happened to open my brokerage account about the same time sub-prime mortgages were going sour. About a year later the problem had a massive reverberation in the insurance market (the October 2008 drop).

These were great tests of nerves, especially for a relatively new investor. Luckily I had read enough books on investing and the economy to realize that successful investments are not measured in weeks or even years. The serious returns are seen over decades.

I was able to keep my cool, and stick with a dollar cost averaging plan. During the time period of this chart, and even today it has been incredibly easy to find tremendously undervalued equities. Margin of safety, long term earnings records, and consistent dividends really paid off, and it's only been 3 years.

Losing less seems to be a key consequence of following these rules. When the market has up weeks it's not uncommon for my portfolio to have a slightly lower percentage increase. Conversely, when there are terrible weeks my portfolio usually has losses of much smaller magnitude that major indices. The chart illustrates the results.

You can beat the S&P by losing less!

Filed under: Economy, Valuation No Comments
23Nov/100

Moose Pick TRH

The price to book ratio for TRH is considerably lower than it's historical average. Yet 0.7 is decent, but there are more likely far better bargains.

The P/E ratio for TRH is considerably lower than it's historical average. 8.5 P/E makes TRH look like a swell buy. And price to book is extremely attractive. Looks like a swell buy overall.

TRH's price is not too far from it's 20 day moving average. No technical analysis suggestion for trh.

Transatlantic Holdings Inc.'s Moose Rating: 79%

This pick was made November 23, 2010.

Please keep in mind it is very important to review fundamental variables such as market cap, long term earnings history, and long term dividend history from many financial resources.

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23Nov/100

Moose Pick OSHC

OSHC's price to book is slimly lower than it's historical average. Nevertheless 0.8 is at best ordinary. May be acceptable for an very well known business. Otherwise it's probably best to put your money elsewhere.

OSHC's P/E is only slimly lower than it's historical average. 14.4 P/E makes OSHC look like a great deal. And price to book is extremely attractive. Looks like a swell buy overall.

OSHC's price is not too far from it's 20 day moving average. No technical analysis suggestion for oshc.

Ocean Shore Holding Co.'s Moose Rating: 72%

This pick was made November 23, 2010.

Please keep in mind it is very important to review fundamental variables such as market cap, long term earnings history, and long term dividend history from many financial resources.

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23Nov/100

Moose Pick MNRK

MNRK's price to book is somewhat lower than it's historical average. Yet 0.8 is at best mediocre. May be acceptable for an extremely well known business. Otherwise it's probably best to put your money elsewhere.

The P/E ratio for MNRK is considerably lower than it's historical average. 9.1 P/E makes MNRK look like a keen buy. And price to book is exceedingly attractive. Looks like a swell buy overall.

MNRK's price is not too far from it's 20 day moving average. No technical analysis suggestion for mnrk.

Monarch Financial Holdings, Inc.'s Moose Rating: 72%

This pick was made November 23, 2010.

Please keep in mind it is very important to review fundamental variables such as market cap, long term earnings history, and long term dividend history from many financial resources.

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23Nov/100

Moose Pick EMCI

EMCI's price to book is slenderly lower than it's historical average. Yet 0.8 is at best fair. May be acceptable for an exceedingly well known business. Otherwise it's probably best to put your money elsewhere.

The P/E ratio for EMCI is considerably lower than it's historical average. 6.0 P/E makes EMCI look like a great bargain. And price to book is very attractive. Looks like a swell buy overall.

EMCI's price is not too far from it's 20 day moving average. No technical analysis suggestion for emci.

EMC Insurance Group Inc.'s Moose Rating: 72%

This pick was made November 23, 2010.

Please keep in mind it is very important to review fundamental variables such as market cap, long term earnings history, and long term dividend history from many financial resources.

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23Nov/100

Moose Pick DNBF

The price to book ratio for DNBF is considerably lower than it's historical average. 0.6 price to book makes DNBF look like a keen steal.

The P/E ratio for DNBF is considerably lower than it's historical average. 6.8 P/E makes DNBF look like a great buy. And price to book is very attractive. Looks like a outstanding buy overall.

DNBF's price is not too far from it's 20 day moving average. No technical analysis suggestion for dnbf.

DNB Financial Corp.'s Moose Rating: 90%

This pick was made November 23, 2010.

Please keep in mind it is very important to review fundamental variables such as market cap, long term earnings history, and long term dividend history from many financial resources.

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23Nov/100

Moose Pick WAYN

WAYN's price to book is slightly lower than it's historical average. 0.6 price to book makes WAYN look like a keen bargain.

WAYN's P/E is only slenderly lower than it's historical average. 10.2 P/E makes WAYN look like a outstanding deal. And price to book is very attractive. Looks like a outstanding buy overall.

WAYN's price is not too far from it's 20 day moving average. No technical analysis suggestion for wayn.

Wayne Savings Bancshares Inc.'s Moose Rating: 86%

This pick was made November 23, 2010.

Please keep in mind it is very important to review fundamental variables such as market cap, long term earnings history, and long term dividend history from many financial resources.

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23Nov/100

Would you like fries with that?

The service sector is the fastest growing among the largest economies. It requires people here and now, therefore cannot be outsourced(as easily). Most attempts at cutting service expenses by outsourcing them have had poor results. Usually if a service is outsourced it's not critical to a companies revenue. For example, customer service for products you have already paid for. These types of services are usually not of key concern to a companies welfare. On the other hand, services that are of key concern to a companies welfare are usually afforded a great deal of attention and financial backing.

One of the most visible existences of a service is food sales. It's a growing trend among the most successful of food services to have better trained and better paid employees, with great benefit packages.

Starbucks was a pioneer of this philosophy. Like them or not, they killed their closest competitors. With retails sales on the rise again, it would be a good idea to look for services that go above and beyond the status quo when it comes to customer satisfaction.

If two companies are otherwise equal, the one that gives whipped cream and a cherry on top will most likely have a lot more repeat customers, and an improving reputation. In contrast a company who makes you talk to someone from half way around the world in order to cut expenses will have a diminishing value that's not necessarily reflected on the last balance sheet.

Filed under: Economy No Comments